Before applicable fee tax.
IndianOil Axis Bank Credit Card
Source-backed card research showing the terms currently used by CredoNomics category rankings.
Annual spend threshold where available.
Terms should be rechecked after issuer updates.
Category coverage
Where this card enters CredoNomics rankings.
Fuel4% value back on eligible IOCL fuel with ₹5,000 eligible-spend/month ceiling; plus 1% fuel-surcharge waiver capped at ₹50/statement cycle.Open ranking Shopping1% value back on eligible online shopping up to ₹5,000 eligible spend/month.Open ranking Co-BrandedIndianOil co-brand modeled on eligible fuel value back.Open ranking Low Fee₹500 annual fee; shopping reward modeled conservatively.Open ranking
Verification history
Visible record history.
CredoNomics verification record
The normalized terms used by the live category rankings were checked against the linked official issuer source.
No later verified term change recorded yet.
When CredoNomics confirms a material issuer change, the old and new terms can be recorded here.
Primary source
Official issuer documentation used.
Checked 2026-08-10
Open official source Official Axis Bank product page
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