CREDONOMICSInvestment Solutions HomeThese are practical research workflows designed to sit beside the calculators. They explain what to verify before trusting a financial-product result.
A repeatable framework: identify eligible spend, calculate gross rewards, apply caps, subtract fees and measure the effective return on total spend.
Separate reward value from surcharge waiver, then include outlet/transaction eligibility and any partner-app benefit before calculating net savings.
Compare disclosed holdings over time, but distinguish a weight change from a confirmed buy or sell. Weight can move simply because prices moved.