Tools built around the real decision.
CredoNomics combines market-intelligence workflows with transparent consumer-finance calculators. Inputs stay visible so you can understand why a result changes instead of relying on a black-box score.
Research platforms
Start with the market, portfolio or research workflow that matches the question you are trying to answer.
Mutual Fund Portfolio Intelligence
Explore scheme holdings, concentration, stock exposure and portfolio-change intelligence.
IPO Analyzer
Study issue economics, financial quality and valuation context through a structured framework.
Research & Frameworks
Browse source-linked research, methodology, data standards and reusable decision frameworks.
Card Intelligence
Compare card structures, reward economics, fees, caps and spend-profile fit through transparent calculations.
Transparent calculators
Review reward economics, fees and real-world value using visible assumptions and simple inputs.
Credit Card Finder
Compare card fit around your spending pattern, reward structure, annual fee and practical restrictions.
Cashback Calculator
Estimate effective cashback after caps, excluded spending, annual fee and applicable taxes.
Fuel Card Optimizer
Estimate fuel reward value, surcharge-waiver value and practical annual savings without double-counting benefits.
Credit Card Intelligence Analyzer
Compare card structures against category-wise spend and inspect annual net value, caps, fees and reward leakage.
Spend-profile Card Analyzer
Model reward rates, monthly caps, annual fee, GST and fee waiver with transparent outputs.
Verified Card Registry
View source-backed card records and official issuer terms as they are verified.
Model one product rule at a time.
Compact tools for high-impact questions that can get lost inside a full comparison.
Credit Card Annual Fee Break-Even Calculator
Estimate how much annual spending is needed for a paid card’s incremental reward rate to recover its ownership cost.
Cashback Cap Calculator
See how a monthly cashback cap changes the effective return on eligible spending.
Fuel Surcharge Waiver Calculator India
Estimate the maximum surcharge-waiver value from monthly fuel spending and a waiver ceiling.
Reward Point Value Calculator
Convert a reward-point balance into an estimated rupee redemption value using your chosen redemption rate.
Tool outputs are informational.
Verify current official terms, eligibility, fees, merchant classification, taxes and market information before relying on any result.