Before applicable fee tax.
Swiggy HDFC Bank Credit Card
Source-backed card research showing the terms currently used by CredoNomics category rankings.
Annual spend threshold where available.
Terms should be rechecked after issuer updates.
Category coverage
Where this card enters CredoNomics rankings.
Cashback5% cashback on eligible online categories, capped at ₹1,500/billing cycle.Open ranking Shopping5% cashback on eligible online categories, capped at ₹1,500/billing cycle.Open ranking Dining10% cashback across eligible Swiggy Food, Instamart, Dineout and Genie, capped at ₹1,500/billing cycle.Open ranking GroceryModeled for eligible Swiggy Instamart spend under the combined Swiggy cashback cap.Open ranking Co-BrandedSwiggy co-brand accelerated cashback with 1% eligible other-category cashback.Open ranking Low Fee₹500 annual fee; modeled on eligible online cashback.Open ranking
Verification history
Visible record history.
CredoNomics verification record
The normalized terms used by the live category rankings were checked against the linked official issuer source.
No later verified term change recorded yet.
When CredoNomics confirms a material issuer change, the old and new terms can be recorded here.
Primary source
Official issuer documentation used.
Checked 2026-08-10
Open official source Official HDFC Bank product page
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