Model travel rewards, lounge usage and foreign-exchange cost in the same annual comparison.
Current normalized product terms are sourced from official issuer pages and converted into the same annual-value model. Change the profile and the ranking recalculates instantly.
Headline accelerated earn up to 7 IndiGo BluChips/₹100 on IndiGo channels/grocery/hotel categories. Model treats 1 BluChip as ₹1 and includes stated 5,000-BluChip annual benefit at face value.
3 IndiGo BluChips/₹100 on IndiGo channels. Model treats 1 BluChip as ₹1 only for ranking normalization; verify redemption value before relying on the estimate.
4 Travel Credits/₹200 on travel. Model values 1 TC at ₹1 for air-mile/hotel-point conversion; 8 domestic + 4 international lounge visits/year.
2 Travel Credits/₹200 on travel. Model values 1 Travel Credit at ₹1 for air-mile/hotel-point conversion; forex markup 3%.
Ranking scope: this is a ranking of the real cards currently normalized in the CredoNomics verified dataset, not a claim that every credit card issued in India has already been captured. Cards are added only when enough current official-source data is available to model their economics.
Enter the latest issuer terms manually. The verified real-card ranking above remains separate from user-entered assumptions.
The model values 4 complimentary lounge visits based on your expected usage.
Forex markup is treated as a direct annual cost.
The model values 4 complimentary lounge visits based on your expected usage.
Forex markup is treated as a direct annual cost.
Each category uses its own benefit/cost structure and keeps the inputs visible.
Value travel and foreign-spend rewards separately.
Treat forex markup as a cost against international-spend value.
Value only the lounge visits the user expects to use, not an unlimited headline entitlement.
