Before applicable fee tax.
FIRST Power+ Credit Card
Source-backed card research showing the terms currently used by CredoNomics category rankings.
Annual spend threshold where available.
Terms should be rechecked after issuer updates.
Category coverage
Where this card enters CredoNomics rankings.
FuelOfficial IDFC FIRST material advertises up to 6.5% savings on HPCL fuel; modeled as headline total fuel value.Open ranking GroceryOfficial IDFC FIRST material advertises 5% savings on grocery.Open ranking UtilitiesOfficial IDFC FIRST material advertises 5% savings on utilities.Open ranking UPI / RuPayPower+ is RuPay/UPI enabled; UPI value varies by transaction/category, so model uses a conservative 1.5% placeholder only where eligible.Open ranking Lounge1 complimentary domestic airport lounge visit per quarter, subject to prior-month spend condition.Open ranking Co-BrandedHPCL co-brand headline fuel savings.Open ranking Low Fee₹499 annual fee; modeled using eligible grocery/utility value.Open ranking
Verification history
Visible record history.
CredoNomics verification record
The normalized terms used by the live category rankings were checked against the linked official issuer source.
No later verified term change recorded yet.
When CredoNomics confirms a material issuer change, the old and new terms can be recorded here.
Primary source
Official issuer documentation used.
Checked 2026-08-10
Open official source Official IDFC FIRST Bank credit-card catalogue
Related cards
Useful alternatives and comparisons.
CredoNomics is not SEBI-registered and is not NISM-certified. This page is general educational research, not personalized advice or a guarantee of card eligibility.