Before applicable fee tax.
FIRST Power Credit Card
Source-backed card research showing the terms currently used by CredoNomics category rankings.
Annual spend threshold where available.
Terms should be rechecked after issuer updates.
Category coverage
Where this card enters CredoNomics rankings.
FuelOfficial IDFC FIRST material advertises 5% savings on HPCL fuel.Open ranking GroceryOfficial IDFC FIRST material advertises 2.5% savings on grocery.Open ranking UtilitiesOfficial IDFC FIRST material advertises 2.5% savings on utilities.Open ranking Co-BrandedHPCL co-brand headline fuel savings.Open ranking Low Fee₹199 fee and low annual fee-waiver threshold.Open ranking BeginnerLow fee and low waiver threshold; eligibility still depends on issuer approval.Open ranking
Verification history
Visible record history.
CredoNomics verification record
The normalized terms used by the live category rankings were checked against the linked official issuer source.
No later verified term change recorded yet.
When CredoNomics confirms a material issuer change, the old and new terms can be recorded here.
Primary source
Official issuer documentation used.
Checked 2026-08-10
Open official source Official IDFC FIRST Bank credit-card catalogue
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