Before applicable fee tax.
BPCL SBI Card OCTANE
Source-backed card research showing the terms currently used by CredoNomics category rankings.
Annual spend threshold where available.
Terms should be rechecked after issuer updates.
Category coverage
Where this card enters CredoNomics rankings.
Fuel25 RP/₹100 at BPCL with 4 RP = ₹1 gives 6.25% reward value; plus 1% surcharge waiver. Reward cap modeled from 2,500 RP/billing cycle.Open ranking Grocery10 RP/₹100 on eligible grocery; 4 RP = ₹1, equivalent to 2.5% before the combined reward cap.Open ranking Dining10 RP/₹100 on eligible dining; 4 RP = ₹1, equivalent to 2.5% before the combined reward cap.Open ranking Co-BrandedBPCL co-brand modeled on fuel reward value before surcharge waiver.Open ranking
Verification history
Visible record history.
CredoNomics verification record
The normalized terms used by the live category rankings were checked against the linked official issuer source.
No later verified term change recorded yet.
When CredoNomics confirms a material issuer change, the old and new terms can be recorded here.
Primary source
Official issuer documentation used.
Checked 2026-08-10
Open official source Official SBI Card product page
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